“Do not wait; the time will never be just right. Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along.”

“A single lie destroys a whole reputation of integrity.”

“Things do not pass for what they are, but for what they seem. Most things are judged by their jackets.”

“Reputation is rarely proportioned to virtue.”

“You can’t build a reputation on what you are going to do.”

“As finance academics, we should care deeply about the way the financial industry is perceived by society. Not so much because this affects our own reputation, but because there might be some truth in all these criticisms, truths we cannot see because we are too embedded in our own world…”